$40,000 a year is $19.23 an hour working full-time (40 hours a week, 52 weeks). That's $3,333 a month or $1,538 every two weeks — all before taxes.

Key Numbers

• •Hourly rate (40 hrs/week): $19.23
• •Monthly: $3,333
• •Biweekly paycheck: $1,538
• •Weekly: $769
• •These are gross (pre-tax) figures — use the paycheck calculator for take-home pay