1. Acceptance of Terms

By accessing and using MoneyMath (moneymath.pro), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

MoneyMath provides free online financial, health, and utility calculators for informational and educational purposes. Our calculators include mortgage, loan, tax, retirement, savings, BMI, calorie, and other tools designed to help users make informed decisions.

3. Disclaimer of Financial Advice

The calculators and content provided on MoneyMath are for informational and educational purposes only. They do not constitute financial, tax, legal, or professional advice. Results are estimates based on the inputs you provide and may not reflect your actual financial situation.

• Always consult a qualified financial advisor, tax professional, or other relevant expert before making financial decisions.
• Tax calculations are estimates and may not account for all deductions, credits, or changes in tax law.
• Mortgage and loan calculations may not include all fees, insurance, or other costs associated with borrowing.
• Health-related calculators (BMI, calorie, TDEE) provide general estimates and should not replace professional medical advice.

4. Accuracy of Calculations

While we strive to provide accurate calculations using industry-standard formulas, MoneyMath makes no guarantees regarding the accuracy, completeness, or reliability of any calculations or results. All calculations are performed locally in your browser and depend on the accuracy of the inputs you provide. We are not responsible for errors resulting from incorrect inputs, rounding, or limitations of the calculation methods used.

5. Use of the Website

You agree to use MoneyMath only for lawful purposes and in accordance with these terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations.
• Attempt to interfere with the proper functioning of the website.
• Use automated tools to scrape, crawl, or extract data from the website without permission.
• Reproduce, distribute, or create derivative works from the website content without authorization.

6. Intellectual Property

All content on MoneyMath, including text, graphics, logos, icons, and software, is the property of MoneyMath and is protected by applicable intellectual property laws. You may use the calculators for personal, non-commercial purposes. Any other use requires prior written consent.

7. Third-Party Services and Advertising

MoneyMath may display advertisements provided by third-party advertising networks, including Google AdSense. These services may use cookies and similar technologies to serve ads based on your browsing activity. MoneyMath is not responsible for the content or practices of third-party advertisers.

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of these external sites.

8. Limitation of Liability

To the fullest extent permitted by law, MoneyMath and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the website, reliance on any calculation results, or any errors or omissions in the content. This includes, without limitation, damages for loss of profits, data, or other intangible losses.

9. Indemnification

You agree to indemnify and hold harmless MoneyMath and its operators from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

10. Availability

We strive to keep MoneyMath available at all times, but we do not guarantee uninterrupted access. The website may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this page. Your continued use of MoneyMath after changes are posted constitutes your acceptance of the revised terms.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

13. Contact

If you have any questions about these Terms of Service, please visit our Contact page.