$45,000 a year is $21.63 an hour working full-time (40 hours a week, 52 weeks). That's $3,750 a month or $1,731 every two weeks — all before taxes.

Key Numbers

• •Hourly rate (40 hrs/week): $21.63
• •Monthly: $3,750
• •Biweekly paycheck: $1,731
• •Weekly: $865
• •These are gross (pre-tax) figures — use the paycheck calculator for take-home pay